Split group trip expenses in any currency
Load the trip's expense sheet, and Triptally converts every expense at the rate you paid, splits it between the people it was for and tells you who owes whom in the fewest payments — exact to the cent, in your browser; nothing is uploaded and nobody needs an account.
How it works
- List the expenses — who paid, amount, currency and who it was for — in the template, or try the sample.
- Enter your exchange rates and pick shares or equal.
- Share the settle-up: who pays whom, in your home currency.
Why Triptally
For friends, couples and teams back from a trip abroad: people paid in euros, pounds, yen and dollars, and not everyone was in on everything. Triptally converts each expense at the rate you actually paid, splits it between the people it was for and gives the fewest payments to settle — without anyone installing an app or making an account.
One shared sheet
One row per expense: who paid, how much, in what currency and who it was for (all, or Ana; Ben:2). Excel, Google Sheets export or CSV.
Your exchange rates
One rate per currency, or the exact rate from a card statement on any row. Optional card fee on foreign spending. Never fetched online.
Split to the cent
Each expense is converted once and split in whole cents, by shares or equally. Balances always net to exactly zero.
Fewest payments
Who pays whom in your home currency, in as few transfers as possible. Refunds and paybacks are handled too.
Data flags
Missing rates, a row rate far from the rest, duplicate entries, payers left out of every split and payments between people.
Rate and split what-ifs
See how much moves if rates were 5–10% off, with or without a 3% card fee, by shares or equally — before anyone argues.
Simple pricing
Free for every balance, the settle-up and every flag. Pro for every expense, every what-if, a statement for each person and the exports.
Free
- Any number of expenses and currencies
- Every balance and the settle-up payments
- 3 what-ifs and 12 expenses shown, print with a footer
- No signup, nothing uploaded
7-day pass
- 7 days of Pro, no subscription
- Every expense on screen and in print
- Every rate, fee and split what-if
- Statements for each person, Excel workbook and CSVs
Pro Yearly Best value
- Everything in Pro
- Every trip this year
- Costs less than 6 months of monthly
One price per buyer — the rest of the group doesn't need anything. Prices in USD. Secure checkout by Polar, our merchant of record (its checkout shows our seller name, Launchtools). Sales tax is added at checkout in the US, Canada and India; elsewhere VAT/GST is included. Already bought? Enter your license key.
Tools & guides
FAQ
Is my data uploaded?
No. Your files are read by JavaScript in your browser tab and never sent to us or anyone else. Expenses aren't stored, so closing the tab clears them. The home currency, rates, card fee and split can be saved in this browser if you ask; the trip name never is.
Which exchange rate should we use?
Whatever the group agrees. The fairest is usually what was actually charged: the rate on the payer's card statement for that expense (put it in the rate column). Otherwise use one agreed rate per currency for the whole trip. Triptally never looks rates up online, so the result doesn't change if you open it again next month.
How do I write the split?
all (or leave it blank) means everyone on the trip. Otherwise list names separated by semicolons: Ana; Ben; Chloe. Add :2 to count someone twice, for example a couple sharing a wallet. A single name other than the payer records a payment between people, like Ben paying Ana back.
How does the settle-up work?
Each person's balance is what they paid minus their share of every expense, in your home currency. The person who owes most pays the person owed most, then the next, until everyone is even — at most one payment fewer than the number of people.
How are the cents handled?
Each expense is converted to your home currency once and rounded to the cent, then split by rounding every share down and giving the leftover cents to the largest remainders, so shares always add up exactly to the expense. Yen, won and other zero-decimal currencies are read in whole units.
How is this different from Splitwise?
Splitwise is an app everyone joins and logs expenses in as they go; currency conversion is a Pro feature there, and it converts at the rate on the day you press convert. Triptally works on a spreadsheet you already have, needs no accounts and uses the rate you actually paid. Use whichever suits your group.
What's free?
Every person's balance, the settle-up payments, every flag, 3 what-ifs and 12 expenses on screen and in print (with a footer). Pro shows every expense and every what-if and adds a statement for every person, the Excel workbook and CSV exports.
Is this financial advice?
No. Triptally does the arithmetic on the expenses and rates you enter.